What You Should Know
- When you file an auto insurance claim, Nationwide asks for information regarding the circumstances of the incident, damages to vehicles, and the people involved
- Nationwide’s online claim form gives you guidance on the information needed at each step
- In some cases, Nationwide will ask for a police report and medical bills
Nationwide is a Fortune 100 company that offers a full range of insurance and financial services across the U.S. Its offerings include car, motorcycle, pet, homeowners, life, farm, and commercial insurance.
As with any major insurer, filing an auto insurance claim with Nationwide can be overwhelming. So, What information do you need to file an auto insurance claim with Nationwide?
But with some preparation, you can build a strong case for your claim and speed up the process. In this article, we’ll explain how to file an auto insurance claim and review the information you need to file an auto insurance claim with Nationwide.
How Auto Insurance Claims Work With Nationwide
Nationwide’s auto insurance claims process is similar to that of most other insurance companies. After an accident, you must check the different types of auto insurance coverage you hold before you file your claim. This will help you determine whether you are eligible to file a claim.
Use the auto insurance claim form on the Nationwide website to file your claim. This form simplifies the claim-filing process, guiding the information you need to provide. Once you file your claim, a Nationwide representative will inspect your vehicle for damages.
This will help decide the repair estimates or, in some cases, determine if the car is a total loss. Nationwide will help you locate a repair shop and make the payout minus the deductible in your policy.
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Information You Need to File an Auto Insurance Claim With Nationwide
For an auto insurance claim with Nationwide, you must first provide basic information about yourself, the names and addresses of witnesses or injured parties, information about damages, and your policy number.
Additionally, you will need to give the following information for your auto insurance claim:
- Details about your vehicle and other vehicles involved
- Details of the vehicle occupants
- Details about the type and extent of damage to vehicles
- Location, date, and time of the incident
You will also need additional evidence to support your claim, such as:
- Copies of any letters, notices, or legal papers you receive about the accident
- Photos of the damages
- Information about towing costs or rental car needs
In some cases, Nationwide may ask for additional documentation such as police reports, medical bills, or injury treatment plans.
Some auto insurance covers your bail and other legal costs if you are arrested for a vehicle-related offense. You must show evidence to support this and prove that the offense wasn’t intentional or fraudulent.
Learn more about what to do if you disagree with Nationwide’s decision on your auto insurance claim.
Filing an Auto Insurance Claim With Nationwide: The Bottom Line
Filing an auto insurance claim with Nationwide is a straightforward process. However, you must provide sufficient information about the vehicles and people involved, the date and location, your policy number, and possibly a police report.
Ensure you have all the information handy when you file your claim to expedite the process.
Frequently Asked Questions
Will Nationwide deposit the claim amount to my account?
In most cases, you can choose how to receive payment from the insurance company. However, Nationwide may pay the repair shop directly. If your vehicle is financed or leased, this will limit your direct deposit or electronic payment options.
Does Nationwide cover towing charges?
Towing reimbursement coverage is generally part of comprehensive coverage. If your policy covers towing charges, you can contact Nationwide with your towing bill.
Do I need a police report with my auto insurance claim?
Nationwide may require a police report, depending on the situation’s complexity, the type of damages or injuries, and the number of people involved. It’s best to file a police report immediately after an accident to ensure they have accurate information.
What if I decide to cancel my auto insurance claim with Nationwide?
You can cancel an auto insurance claim if the cost of repairs is similar to your deductible and you want to avoid rate increases in the future. Insurance companies generally don’t increase insurance rates if you cancel a claim.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance…
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