If you’re wondering how to cancel your AARP policy, the answer is relatively straightforward. With the American Association of Retired Persons (AARP), people over 50 enjoy various membership perks, including access to one of the most affordable auto insurance companies for seniors via its partnership with The Hartford.

Members may want to cancel auto insurance with The Hartford for various reasons, including changing needs or interest in another company.

It may seem like dealing with two organizations will make canceling tricky, but you don’t need to speak to AARP, and you can go directly through The Hartford to cancel. To terminate a policy, you just need to follow some basic steps.

How to Cancel Auto Insurance With AARP

Again, canceling auto insurance with AARP means you are canceling auto insurance with The Hartford. AARP notes that you have to contact its various providers to cancel insurance policies. To successfully cancel your policy, follow these steps:

• Call The Hartford’s customer service line and inform the representative that you wish to cancel.
• Have your policy number and personal information ready for verification purposes.
• The Hartford may ask you to submit a cancellation request or letter.
• There is no evidence that The Hartford imposes cancelation fees, but you should confirm this with the representative.
• If applicable, ask customer service how to receive a refund for unused premiums.
• Confirm when the policy will officially end.
• If you are still driving, ensure your new insurance policy aligns with The Hartford’s termination date.

It’s also important to note that there is a difference between canceling your auto insurance policy and canceling a claim. To learn about canceling claims, read more on how you can cancel an auto insurance claim.

The Importance of Replacing Your Auto Insurance With AARP

For continuing drivers, you must safeguard yourself and your vehicle from potential risks, legal trouble, and financial liabilities by replacing your auto insurance before you cancel your existing policy. Ideally, you will have a new policy ready to start on the same date your current one ends.

In most states, auto insurance is a legal requirement for drivers at all times. With a new policy ready to start when The Hartford’s policy concludes, you ensure compliance with the law and avoid potential penalties or legal complications.

You may think a short period without coverage is a minimal risk. However, accidents can happen anytime, and you don’t want to be personally responsible for paying out of pocket for damages and injuries, not to mention dealing with legal consequences, during a coverage lapse.

Before you cancel your pre-existing coverage, research the best affordable auto insurance companies and get quotes from companies that pique your interest. You should also look into additional resources like these five tips for lowering your auto insurance rates.

You don’t need to replace your auto insurance if you will no longer own a vehicle. However, The Hartford may ask for proof of sale during the cancellation process. The company is required to ensure its clients abide by the law, so if you say you don’t have a new plan ready, you may get some follow-up questions.

Understand the Process for Canceling Your AARP Policy

While AARP provides various benefits, resources, and services to its members, drivers may want to cancel their partnered auto insurance with The Hartford. To do so, you must go directly to The Hartford by calling its customer service line. While it’s easy to cancel auto insurance, securing replacement coverage is critical.