As a Kemper auto insurance policyholder, filing an auto insurance claim after an accident is an easy process that helps you receive the compensation you’re entitled to.

This article will help you understand how to file an auto insurance claim with Kemper so you can confidently navigate the process.

Initiating Kemper Auto Insurance Claims

What is an auto insurance claim? A claim is something you file against your car insurance policy to collect compensation for damages after a covered event. Here’s how to begin the claims process with Kemper Insurance:

• Contact Kemper: Initiate the claims process as soon as you can after the incident. Different channels for doing this include the mobile app, online, or by phone. Along with a description of what happened, you’ll need to provide details such as your policy number and the date and location of the incident.
• Gather information: Ensure you gather as much information as you can at the scene of the accident to support your claim. This includes photos of the scene and damages to your vehicle, contact information of all parties involved and witnesses, and the police report, if applicable.

Contacting Kemper Insurance without delay and gathering evidence is crucial. It strengthens your claim, increasing the likelihood of receiving the full compensation you’re entitled to.

Assessing the Damage For Your Kemper Auto Insurance Claim

After initiating the claim, Kemper will assign an adjuster to assess the damage and guide you through the process. Here’s what to expect:

• Schedule an inspection: Kemper Insurance will send an adjuster to evaluate the extent of the damage.
• Provide documentation: Have relevant documentation during the inspection, including repair estimates from reputable repair shops. The adjuster will compare these with the damages to determine if they’re in order.

It may be wise to consult legal counsel during your claim to make sure you get the best possible outcome.

Approval and Resolution of Your Kemper Auto Insurance Claim

Once the damage is assessed, Kemper will review the information and take the necessary steps to resolve your claim. Here’s what will happen:

• Claim Approval: If the claim is approved, you will receive the settlement amount, which may cover medical expenses, repair costs, and other eligible expenses as per the terms of your policy.
• Repair Process: Kemper will provide you with a list of repair shops, or you may opt for one you prefer. Confirm with Kemper that they’ll still cover the costs for the latter.
• Deductible and Payment: You’ll need to pay the deductible as per your policy so that Kemper can release the funds to cover the remaining covered expenses.

If everything is in order, these processes should not take long. Learn how to check the status of an auto insurance claim to track the progress.

Take the Right Steps to File an Auto Insurance Claim with Kemper

Accidents can be traumatic, and the last thing you want is to miss out on eligible compensation because of avoidable mistakes. If you follow the steps outlined in this article, filing an auto insurance claim with Kemper should be smooth.

If you run into any snags with your insurance claim, you may consider shopping for coverage from some of the best affordable auto insurance companies near you that have a better claims process.