What You Should Know Comprehensive auto insurance covers all non-collision damage It may also cover falling objects from bad weather, such as hail or debris Falling objects from another car may get covered by that vehicle’s owner If you’re wondering whether auto insurance covers damage caused by a falling object, you can rest easy with affordable […]
Does my auto insurance cover damage caused by a DUI or other criminal activity?
What You Should Know In most cases, an insurance company will cover damage caused by a DUI or other criminal activity The company will first want to know if the damage was accidental before they agree to pay If another driver was at fault, the outcome might depend on their level of insurance When you’ve […]
Does auto-owners offer roadside assistance coverage?
What You Should Know Auto-Owners’ roadside assistance coverage includes services like towing, fuel delivery, tire change, and lockout assistance Your car can breakdown at odd hours or in remote locations, leaving you stranded and in need of help With Auto-Owners roadside assistance, help during road emergencies is only a phone call away Choosing an auto […]
Liability, Collision, and Animal Collisions
What You Should Know Liability coverage protects you financially if you’re at fault in an accident that causes injury or property damage to others Collision coverage typically covers damages to your vehicle in a collision with another car or object Comprehensive coverage protects against damages caused by events other than collisions, including animal-related accidents Dealing […]
Does my car insurance cover damage caused by a manufacturer’s defect?
What You Should Know Car insurance does not usually cover damage caused by a manufacturer’s defect You may be able to claim for mechanical damage if an accident was responsible for causing it If you were at fault and want to claim for damage to your vehicle in this situation, you would need collision or […]
Does my auto insurance cover damage caused by a brake failure?
What You Should Know Brake failure incidents can result in accidents and damage to your vehicle Auto insurance coverage may vary depending on the policy and the circumstances of the brake failure It’s important to review your policy and consult with your insurance provider to understand your coverage fully When brake failure occurs, you may […]
Does car insurance cover natural disasters with only liability?
What You Should Know If you only have liability coverage, this will not be sufficient if a natural disaster damages your car In this case, you will need comprehensive or collision cover, depending on the circumstances Don’t forget to consider a deductible when you decide whether to claim A natural disaster can bring many perils […]
Can I bundle my Auto-Owners auto insurance with other policies? =
What You Should Know You can bundle your Auto-Owners auto insurance with other policies These other policies include personal coverage options like homeowners, renters, life insurance You could also bundle your auto insurance alongside commercial coverage and business insurance It’s smart to reduce your expenses wherever possible, and you may be looking closely at your […]
What is the difference between primary and secondary auto insurance coverage?
What You Should Know Primary auto insurance coverage is responsible for covering a claim first in the event of an accident Secondary auto insurance coverage is purchased as additional coverage to ensure that any costs not covered by primary insurance are still covered Understanding primary vs. secondary coverage is important to avoid confusion and ensure […]
What is the difference between named driver and any driver auto insurance?
What You Should Know Named driver auto insurance policies include the names of drivers who can use the car and will be covered in the event of an accident Any driver auto insurance lets anyone with permission use a vehicle Any driver auto insurance is typically very expensive If you’ve ever wanted to let a […]