Category: Auto Insurance Coverage FAQs

What You Should Know Most insurances companies have roadside assistance for a minimal annual fee Comprehensive, collision, and liability won’t cover towing except for special circumstances Comprehensive, collision, and liability auto insurance coverage do not cover roadside assistance insurance Ending up on the side of the road with a flat tire or dead battery is […]

What You Should Know Uninsured motorist coverage, or UIM, will help pay for medical care if another driver injures you MedPay is another auto insurance add-on that will cover your medical expenses after an accident Personal injury protection, or PIP, can also pay for medical bills as the result of a car accident A car […]

What You Should Know Windshield damage is simple and quick to fix We can think of windshield damage as happening either while driving normally, or in a collision A minimum coverage policy would only include damage caused in a collision, but if the other driver is at fault, their policies may cover other situations Driving […]

What You Should Know You should review and update your auto insurance coverage every year During the review, you can go over things like changes in your commute, the age of your vehicle, and your driving history To make it easy to remember, schedule your annual review around a personal milestone like your birthday You […]

What You Should Know Agreed value and actual cash value are two types of auto insurance coverage Agreed value coverage sets a predetermined value for your vehicle, while actual cash value coverage takes into account depreciation Agreed value coverage may be more expensive, but it offers greater protection for classic or unique vehicles Understanding how […]

What You Should Know Vintage and classic auto insurance covers vehicles with historical interest and makes it easier to repair them with original parts Modified or custom car insurance covers expensive additions or upgrades to cars This type of insurance is available from many insurers and can include extra coverage for tools or collections If […]

What You Should Know Rental reimbursement will cover the cost of a rental car when your vehicle is repaired after an accident If your vehicle breaks down or is at the mechanic for general maintenance, rental reimbursement will not apply You may be able to get rental reimbursement through your car’s extended warranty if you […]

What You Should Know Auto insurance policies may cover rental cars depending on your coverage Consider purchasing additional rental car insurance if needed Understand policy limits and exclusions when traveling out of town When traveling out of town, often one of the best ways to maintain mobility is to rent a car. However, this can […]

What You Should Know Most people carry extra insurance for uninsured and underinsured motorists Some 20 states require you to have uninsured motorists coverage, and 14 states require you to have underinsured motorists coverage. In all states, uninsured and underinsured motorists coverage is available as optional coverage There are an estimated 28 million drivers on […]

What You Should Know For the most part, standard auto insurance policies don’t cover flood damage Comprehensive coverage usually covers hurricane and flood damage caused to vehicles, but even that can have limitations Federal assistance could step in and help with any excess costs — think of it like a flood damage GAP insurance Understanding the […]