Category: No-Fault Auto Insurance Law

In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]

The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that exceeds the fee schedule will not be paid. Under the Michigan Supreme Court’s ruling in Andary […]

The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They […]

This is what you need to know about how the car insurance claim process in Michigan works after an accident. Generally, there are three potential claims that a crash victim may have. One is for No-Fault insurance benefits. The second is for your injuries and your pain and suffering compensation if you were injured in […]

There is no VA benefits opt out for drivers under Michigan’s auto No-Fault insurance law. Also, because VA benefits do not cover all medical costs related to a car accident, other No-Fault coverages are “unavailable” under the auto law to drivers whose main or only source of health care is VA benefits. There is a […]

Our recommended car insurance coverage for the Michigan No-Fault law includes choosing: (1) the unlimited No-Fault PIP medical benefits option; (2) the bodily liability insurance option with $500,000 and $1 million limits; and (3) uninsured and underinsured motorist coverage with $500,000 limits. Michigan drivers have important choices to make. First, they must choose one of […]

  Knowing how to fire a lawyer may be one of the most important things that a car accident or personal injury victim can learn. People go to attorneys for help. But sometimes people go to the wrong attorney. Sadly, people who have made a mistake and hired the wrong attorney often don’t know they […]

People often ask me: “How much car insurance do I need in Michigan?” The answer to this question should ideally be simple and straight-forward, but unfortunately as with many things insurance-related the answer is a both more complex and less definite. In making decisions about the auto insurance coverage they purchase to protect themselves and […]

The Andary v. USAA Michigan Supreme Court ruling holds that the No-Fault fee schedule and attendant care limitations that were added to the No-Fault law in 2019 do not apply retroactively to car accident victims who were injured while covered by an insurance policy issued before June 11, 2019. Specifically, the Michigan Supreme Court ruling […]

Medicaid is expected to cover auto accident injuries in Michigan under the new No-Fault law. The reason: once a car accident victim’s medical bills reach his or her No-Fault PIP medical benefits coverage limit and No-Fault coverage ends, the law presumes Medicaid will be a source for continued medical care. The No-Fault PIP medical benefits […]