Category: No-Fault Auto Insurance Law

Drivers may need qualified health coverage (QHC) in order to save money on their auto insurance premiums under the Michigan No-Fault insurance law. To select one of the new, lower No-Fault coverage levels a driver must have health insurance that meets the new laws requirements. The big selling point for Michigan’ new auto No-Fault law […]

Under Michigan No-Fault insurance, who pays the deductible? It depends on several factors but if you opted for a deductible on your policy for medical and wage loss benefits, then you will pay. Whether you have to pay a deductible on your collision coverage will depend on whether you were at-fault for the car accident. […]

Car accident lawyer answers questions about how Medicare covers auto accident injuries in Michigan Does Medicare cover auto accident injuries in Michigan? Yes, under certain circumstances, Medicare will cover auto accident-related injuries in Michigan. But unlike No-Fault auto insurance, it will want to be reimbursed and it will not cover all of the vital medical […]

In Michigan, if your trailer has more than two wheels, then, yes, you will need to have insurance for your trailer. However, if your trailer only has two wheels, then, no, you won’t need insurance for your trailer. But just because you may not be legally required to get No-Fault insurance coverage doesn’t mean you […]

The increase in the Michigan Catastrophic Claims Association fee (MCCA fee) that takes effect on July 1, 2023, is attributable to their investments losing more than $5 billion in value and also paying $3 billion in refunds to drivers. These losses contribute to the $3.7 billion deficit the MCCA finds itself in. Starting on July […]

One of the questions I get all the time as a car accident lawyer is: “Can someone else drive my car and be covered on my insurance?” And, as a lawyer, my answer always begins with (eye roll): “It depends . . .” The answer depends on what happens, whether they or someone in their […]

On July 15, 2021, Gov. Whitmer approved a $25 million Post-Acute Care Auto Injury Provider Relief Fund as a result of the new auto No-Fault law’s medical fee schedule. The fund was created by Senate Bill 28. It was the result of a House substitution bill introduced and approved by the Michigan House of Representatives […]

If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim […]

In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]

Let me say first that I do still support Michigan Attorney General Dana Nessel. As disappointed as I am with Michigan Attorney General Dana Nessel’s position on the retroactivity of the new No Fault law in her amicus filing in Andary vs. USAA Casualty Insurance Company (Michigan Court of Appeals, #356487; Ingham Circuit Court No. […]