When comparing PLPD insurance vs full coverage there is an important difference. Personal liability property damage insurance only covers medical bills, lost wages and liability (when someone sues you for causing a crash). Full coverage auto insurance also covers medical bills, wage loss and liability, but it also includes vehicle damage and pain and suffering […]
Out Of State Car Insurance Coverage In Michigan: Here’s What To Know
Non-Michigan residents who regularly drive their own motor vehicles in Michigan cannot rely on their out of state car insurance coverage to fully comply with Michigan law. Michigan law requires non-residents to maintain a valid No-Fault auto insurance policy on their vehicle if they drive in the state for more than 30 days per year. […]
Car Insurance For College Students Out-Of-State To Michigan
The car insurance law regarding college students who are out-of-state attending college in Michigan and he or she is going to be driving the family vehicle here for more than 30 days in a calendar year, then a valid Michigan No-Fault auto insurance policy must be purchased and maintained on the vehicle. Few lawyers, let […]
Car Insurance Advice For Young Drivers: Here’s What To Know
The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for […]
Michigan Laws For Minors Explained
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is […]
Andary v. USAA Michigan Court of Appeals Ruling Explained
Breaking News (10/5/2022): DIFS Bulletin tells auto insurers to apply Andary v. USAA Michigan Court of Appeals ruling NOW In Bulletin 2022-17-INS, issued on October 5, 2022, the DIFS Director announced that No-Fault fee schedule and limitation on in-home, family-provided attendant which were passed in 2019 “may not be applied to claims related to persons […]