What You Should Know
- Jaguar insurance costs $190 per month on average for full coverage and $42 for liability
- The most expensive Jaguar to insure is the sporty two-seater F-TYPE convertible
- You’ll get the lowest Jaguar auto insurance quotes when you compare rates
Jaguar insurance costs are more expensive than average, even when compared to other luxury brands like Audi, BMW, and Lexus. Start comparing Jaguar auto insurance quotes now to get the lowest rates.
Compare Jaguar auto insurance quotes for different models based on your age and driving record to find the most affordable auto insurance company near you. You’ll also want to choose your policy coverage carefully to ensure your Jaguar is properly covered for all types of events.
Keep reading our Jaguar car insurance review to learn more about how much insurance coverage you need and which models have the lowest auto insurance rates.
How to Compare Jaguar Auto Insurance Quotes
How much is Jaguar insurance? You can find out by comparing auto insurance quotes across different models and companies.
Your Jaguar auto insurance quotes will also vary based on your age and driving record. The table below shows the average rates based on the model:
Monthly insurance on a Jaguar F-PACE costs $199 on average, which is the second most expensive after the F-TYPE convertible. Keep reading for a detailed overview of Jaguar insurance rates and tips on how to get cheap auto insurance for sports car drivers.
How much is auto insurance for a Jaguar F-TYPE?
Jaguar F-TYPE auto insurance quotes are the most expensive, averaging $214 per month for full coverage. You’ll likely pay even higher rates for a brand new F-TYPE since the newest models come with supercharged V8 engines and accelerate to 60 mph in under four seconds.
Jaguar announced that it is retiring the F-TYPE in 2024, which could affect your insurance costs if replacement parts become unavailable or hard to obtain. Shop around regularly for Jaguar quotes to ensure you aren’t overpaying for coverage.
How much is auto insurance for a Jaguar F-PACE?
On average, you can expect to pay closer to $200 monthly for full coverage auto insurance on your Jaguar F-PACE. However, your age and driving record will significantly impact how much you pay.
Older drivers with clean records pay around $199 monthly for F-PACE insurance, but young drivers in their teens and 20s will pay between $420-$450 per month. Auto insurance for teenagers is usually the most expensive.
How much is auto insurance for a Jaguar XE?
Jaguar XE insurance costs are the lowest we found, averaging $170 monthly for full coverage and $42 for liability. This is about 10% lower than other Jaguar insurance rates.
Since Jaguar retired the XE model in 2021, it is only available as a used car, which could lower rates even more depending on which model year you drive. Learn why it’s cheaper to insure an older car.
How much is auto insurance for a Jaguar XF?
As the only sedan currently available from Jaguar, the XF is probably one of the cheapest models to insure.
Jaguar XF insurance costs around $175 for full coverage, which is slightly higher than the XE but nearly $30 less per month than the F-PACE SUV and F-TYPE convertible.
How much is auto insurance for a Jaguar XJ?
Considered a luxury sports sedan, Jaguar XJ insurance rates are more expensive. Safe drivers can expect to pay around $188 per month for full coverage, but your rates can be closer to $400 if you have speeding tickets or accidents on your record.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
What features impact Jaguar insurance costs?
The high price of replacement parts and repairs causes Jaguar insurance rates to be more expensive than other sports and luxury vehicles. And as the manufacturer continues to retire many of its models, replacement parts may become harder to find.
Fortunately, the high-tech safety features in many of Jaguar’s latest models will help lower your Jaguar auto insurance rates.
For example, you will qualify for auto insurance discounts at most companies if you insure a Jaguar with these or other safety features installed:
- Lane keep assist
- Adaptive cruise control
- Rear collision monitor
- Blind spot monitor
- Traffic sign recognition
Most safety and anti-theft recovery system discounts will save you an average of 5%-10% on car insurance, but you should compare multiple companies to see which offers the biggest discount and overall best price.
Understanding the Different Types of Jaguar Auto Insurance
State insurance laws will determine the minimum amount of car insurance you need on a Jaguar. You will likely need one or more of the following policies:
- Liability insurance: Covers injuries and damages you cause to others in an at-fault accident.
- Uninsured/underinsured motorist (UM/UIM) protection: Covers your damages and injuries after an accident with an uninsured, underinsured, or hit-and-run driver.
- Medical payments coverage (MedPay): Covers hospital and medical costs after an accident, no matter who is at fault.
- Personal injury protection (PIP): Covers medical bills, lost wages, and other household costs if you are injured and unable to work after a collision or other covered event.
It’s worth noting that auto insurance rates are higher on a leased car because lenders typically require full coverage insurance on top of the state’s minimum requirements.
Other types of Jaguar insurance you may want or need to carry include:
- Full coverage insurance: Includes liability, comprehensive, and collision auto insurance for coverage that applies to accidents, weather-related events, theft, and more.
- Gap insurance: Pays the difference you still owe on an auto loan if your Jaguar is totaled in a covered event.
- Classic car insurance: You will qualify for lower classic car insurance rates if you drive a Jaguar that is 25 years or older.
- New car replacement: The insurance company will replace your new Jaguar with a matching model year or equivalent if it’s totaled in a covered event.
- Original equipment manufacturer (OEM) parts coverage: The insurance company will use OEM parts designed for your Jaguar to make repairs instead of aftermarket parts.
Some companies may not carry the coverage you need, so shop around with multiple insurers to find the right policy. Start with our guide to the best auto insurance companies that offer OEM parts coverage.
The Bottom Line on Getting Affordable Jaguar Auto Insurance Quotes
If you’re looking for affordable Jaguar auto insurance quotes, be prepared to pay more than most drivers. Jaguar insurance rates are higher because repairs and replacement parts are often more expensive than other luxury vehicles, including BMW and Audi.
You can choose to carry liability-only insurance to lower your Jaguar insurance quotes, but the policy won’t cover any of your repairs. Although it’s more expensive, we recommend that all Jaguar drivers carry full coverage to ensure their vehicle is protected from theft, accidents, and other unexpected events.
Use our comparison tool below to get the lowest Jaguar car insurance quotes possible. We compare rates for different vehicles across multiple local companies to find you the best price. Enter your ZIP code and vehicle information to get started.
Frequently Asked Questions
Are Jaguars expensive to insure?
Yes, Jaguars are luxury sports vehicles with high MSRPs, fast acceleration, and a variety of high-tech and anti-theft features that raise insurance rates. The most expensive Jaguar to insure is the F-TYPE two-seater convertible because of the high-risk associated with sports cars.
Why is sports car insurance so expensive?
Sports cars have more torque and power than a standard vehicle with a four-cylinder engine, which insurance companies consider risky. Drivers with sports cars are more likely to speed, get into accidents, and file claims, which raises auto insurance rates.
Are Jaguars high maintenance?
Jaguars are more expensive to repair and more likely to need repairs within the first 12 months than other luxury brands. Jaguar also performed well below the industry average and worse than Porsche, Lexus, and BMW in the J.D. Power Vehicle Dependability Study.
How much is auto insurance on a 2017 Jaguar?
Car insurance rates for a 2017 Jaguar will vary based on the model you have. For example, a 2017 Jaguar XJ insurance costs less than a 2017 F-TYPE, as sedans are cheaper to insure than sports cars. Shop around and compare multiple companies to find the lowest 2017 Jaguar auto insurance quotes.
How much does Jaguar F-PACE insurance cost?
While most SUVs have lower insurance rates, the Jaguar F-PACE is considered a luxury vehicle and will cost insurance companies more to repair. Monthly Jaguar F-PACE auto insurance is closer to $200 to cover potentially expensive repairs and replacement parts.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by |
|
Reviewed by |
#Affordable #Jaguar #Auto #Insurance #Quotes
