Before you buy a new or used Toyota, get auto insurance quotes online. You’ll get the lowest rates possible if you compare Toyota auto insurance quotes by vehicle model. 

Insurance companies consider the make and model of your vehicle when determining premiums. New cars cost more to insure than used vehicles, but your rates will also go up if you drive a sport or luxury model. 

Consider the type of Toyota you want to drive and read our Toyota auto insurance review to compare rates and see how you can save money on auto insurance.

Understanding the Different Types of Toyota Auto Insurance

Before you get Toyota auto insurance quotes, determine how much coverage you need. Check your state insurance laws to make sure you are meeting the legal requirements.

Most states require the following types of auto insurance for Toyota drivers:

• Liability-only insurance: Pays for damages and injuries you cause in an at-fault accident.
• Uninsured/underinsured motorist (UM/UIM) protection: This covers your damages if you’re hit or injured by an uninsured or underinsured driver.
• Medical payments coverage (MedPay): Covers hospital and medical costs for injuries after an accident or collision no matter who is at fault.
• Personal injury protection (PIP): Covers hospitalization, medical costs, lost wages, child care, and more household services if you’re injured and unable to work after an accident.
• SR-22 insurance: Drivers with revoked licenses are required to file an SR-22 insurance form with the local DMV to reinstate their driving privileges.

If you are leasing or financing a new Toyota, you may want to buy full coverage insurance. This kind of policy combines liability with comprehensive and collision auto insurance for coverage that applies to accidents, weather-related events, and theft. There are differences between both collision and comprehensive coverage so it’s important to know what type of coverage you want.

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Toyota Auto Insurance Quotes by Model

The model and year of your Toyota will have an impact on your insurance quotes. Brand new cars cost more to insure than used vehicles. However, according to the Insurance Institute for Highway Safety (IIHS), models that earn higher safety ratings will have lower rates.

The Toyota Land Cruiser has the most expensive rates, while the Yaris is the cheapest model to insure. Use our rate data on other popular models below to compare Toyota auto insurance quotes.

Toyota 4Runner Auto Insurance

Toyota 4Runner insurance rates are more expensive when compared to other midsize SUVs. Drivers pay $32 per month for liability insurance and $133 for full coverage. 

You’ll pay less for insurance on a Ford Escape or Honda CR-V, so shop around and compare auto insurance quotes before you buy a new Toyota.

Toyota Avalon Auto Insurance

Toyota Avalon auto insurance costs are very affordable at only $132 per month for full coverage. 

Liability-only costs around $35 monthly, depending on where you live, but you’ll want to compare Avalon insurance quotes online to get the lowest rates possible. 

Toyota Camry Auto Insurance

The Toyota Camry is one of the cheapest used cars to insure. Monthly auto insurance rates average around $143 for full coverage and $37 for liability insurance.

The Camry also earned the highest IIHS rating of Top Safety Pick+ for its superior front and side crash prevention systems. These features prompt cheaper auto insurance rates, but you can pay even less if you install additional safety and anti-theft recovery systems.

Toyota Celica Auto Insurance

Is a Toyota Celica a sports car for insurance? Yes, most companies will charge sports auto insurance rates because the Celica is a two-door compact vehicle. 

However, it lacks the torque and aerodynamic features that other sports models have, so your rates could be slightly less than someone who drives a Mitsubishi Eclipse or Nissan 370z. 

Read our guide for more tips on how to find cheap auto insurance for sports car drivers.

Toyota Corolla Auto Insurance

The average auto insurance price for Toyota Corolla averages around $140 per month for full coverage and $37 for liability-only. 

Corollas are very easy to repair or replace, so it’s easy to find affordable Toyota auto insurance quotes. Your rates will also be cheaper if you buy an older or used Corolla.

Toyota Highlander Auto Insurance

Toyota Highlander insurance costs around $141 per month for full coverage and $37 for liability.

Highlander auto insurance rates are low due to their high safety ratings. It performed better than other midsize SUVs in the IIHS safety tests, with superior front-end crash and higher headlight ratings.

The best auto insurance for Toyota Highlanders will offer further discounts for safety features, so shop around with multiple companies to see where you can save the most money.

Toyota Land Cruiser Auto Insurance

The Toyota Land Cruiser is one of the most expensive models to insure, with monthly full coverage rates close to $174. Liability costs are also higher than average at $42 per month. 

The Land Cruiser is Toyota’s largest SUV, with an MSRP starting at $89,000. Luxury models can cost upwards of $137,000. You can lower Toyota auto insurance rates if you buy an older model year, but you’ll still be paying more than other Toyota drivers.

Toyota MR2 Spyder Auto Insurance

The Toyota MR2 Spyder was a two-seater sports car with three models released between 1984-2007. Some insurance companies require vehicles to be at least 25 years old, so you may want to consider classic auto insurance depending on the model year you have. 

Otherwise, Toyota MR2 Spyder auto insurance rates might be expensive, especially for the convertible. Insurance companies consider these types of vehicles high-risk for accidents and rollovers and therefore charge drivers higher rates.

Toyota Prius Auto Insurance

When it comes to hybrid and electric vehicles (EVs), Toyota Prius auto insurance rates are very affordable. 

Good drivers pay $131 for full coverage and $32 for liability insurance. Teen drivers will also save money by driving a Toyota Prius, with monthly rates around $477 — almost $50 less per month than average.

Toyota Rav4 Auto Insurance

Insurance companies consider the Toyota Rav4 a compact SUV, which is one of the safest vehicles, according to the IIHS. 

Most drivers pay $132 for full coverage and $37 for liability Rav4 insurance. Rav4 Prime insurance costs might be higher since it’s a hybrid vehicle, but you can compare companies with hybrid vehicle insurance discounts to lower rates.

Toyota Sequoia Auto Insurance

Toyota Sequoia insurance costs around $145 for full coverage and $42 for liability. This is less than average but $10-$15 more per month than similar models, like the Ford Expedition ($132/month) or Nissan Armada ($131/month). However, Sequoias still cost less to insure than a GMC Yukon or Lincoln Navigator.

Toyota Sienna Auto Insurance

The Toyota Sienna earned the IIHS Top Safety Pick+ among minivans, which leads to lower insurance rates. You can expect to pay around $145 for full coverage and $42 for liability insurance. 

Although quotes are often lower than average, similar models, like the Chrysler Pacifica and Kia Sedona, cost less to insure.

Toyota Tacoma Auto Insurance

Tacoma truck insurance rates average $134 for full coverage and $37 for liability-only, which is less than average but still more expensive than comparable models. 

For example, you can save a few dollars every month on auto insurance if you choose to drive a Chevy Colorado or GMC Canyon instead. 

Toyota Tundra Auto Insurance

When it comes to safety, the Toyota Tundra outperforms other pickup trucks. It earned Top Safety Pick+ from IIHS when compared to other models, and drivers pay rates as low as $147 per month. That’s only slightly higher than rates for the Camry and Corolla.

You can save money on Toyota Tundra auto insurance quotes when buying minimum coverage, which costs $42 per month, but none of your vehicle repairs will be covered after an accident. 

Toyota Yaris Auto Insurance

The Yaris is the smaller alternative to the Prius. Smaller vehicles cost less to insure, which is why Toyota Yaris auto insurance rates were the cheapest we found at only $129 per month for full coverage. 

However, some companies will charge more for hybrids and EVs, so shop around and compare at least three insurers to get the cheapest Toyota auto insurance quotes.

How to Compare Rates and Coverage Options for Toyotas

The best way to find cheap Toyota vehicle insurance is to compare rates across different models and companies. Sportier models will typically have higher insurance rates, but adding safety features and avoiding speeding tickets will help lower your Toyota insurance costs.

Toyota drivers will also want to compare insurance discounts and coverage options. For example, some companies offer free accident forgiveness if you avoid filing a collision claim for at least three to five years. This type of coverage prevents your rates from going up after your first auto accident.

Where you live also affects your Toyota auto insurance rates, and big-city drivers often pay the most. Our free comparison tool below compares location-based car insurance quotes. Enter your ZIP code to find affordable Toyota insurance from local companies.

What You Need to Know About Getting Toyota Auto Insurance Quotes

On average, most drivers pay around $140 monthly to insure most Toyota models. The Yaris and Prius get the most affordable Toyota auto insurance quotes, while the Land Cruiser, a luxury model, has the highest.

You can get lower quotes by comparing policies online. Start with our comparison tool below. Just enter your ZIP code and vehicle information to get the cheapest Toyota auto insurance quotes near you.

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