What You Should Know
- You can cancel your auto insurance with Travelers at any time during your policy period
- You should always have another policy ready to begin before you cancel your auto insurance
- Travelers may charge a cancellation fee, but you may be entitled to a refund depending on when you cancel
What you must do to cancel your auto insurance policy with Travelers is relatively painless and mostly involves a phone call. Sometimes there is a fee to cancel auto insurance, which may depend on the state you live in.
If you plan to keep driving, the most important part of canceling your auto insurance is setting up another policy with a new company.
What to Do to Cancel Your Auto Insurance Policy With Travelers
Canceling auto insurance with Travelers is easy. Call 1-800-842-5075 or visit a local agent if you’d rather do it in person.
A Travelers representative may ask you some simple questions when you call to cancel, such as:
- Why you are canceling
- If you are interested in another offer with Travelers
- If you have a new policy lined up
- When your new policy starts
It’s a good idea to have answers to these questions ready so you can speed up the process. In rare scenarios, they may request supporting documentation or a written cancellation request.
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Before You Cancel Your Auto Insurance Policy With Travelers
If you plan to stop driving entirely, you generally don’t need auto insurance coverage. In that case, you can simply call Travelers and explain why you can no longer drive.
However, since the company should ensure you follow the law, the representative may inquire further. You may need to show them relevant documents, such as a bill of sale for your vehicle or a medical note.
You must include a replacement policy if you want to cancel with Travelers but plan to keep driving your vehicle. If an officer pulls you over and you don’t have protection, you can face hefty fines, license suspension, legal troubles, and even vehicle impoundment.
If finances are a concern, be sure to research affordable auto insurance so you don’t end up spending the same as you did with Travelers. From affordable auto insurance quotes for teenagers to affordable auto insurance quotes for teachers, there are often cheaper alternatives for people from all walks of life.
Before canceling with Travelers, make sure your new policy begins just before your Travelers policy ends.
How to Get a Refund After Canceling Your Auto Insurance Policy With Travelers
You can often get a refund if you switch and cancel your auto insurance policy. This is usually the case if your policy is fully paid up. You may even get hundreds of dollars back if you have several unused months.
The best way to get your refund is to mention it to a Travelers agent while canceling your policy. In most cases, they will process it without an issue, and you should get your money back within 60 days.
Canceling an Auto Insurance Policy With Travelers: Final Thoughts
You always have the freedom to cancel your auto insurance policy with Travelers and switch to a more suitable option. Doing so simply requires a phone call and some quick questions. Just remember, it is your responsibility to line up a new auto insurance policy.
Frequently Asked Questions
Do I always need to get a new auto insurance policy before canceling?
You don’t need to replace your policy if you cancel auto insurance because you won’t own a car anymore and plan to stop driving completely.
Some people stop driving for medical reasons or because they can no longer afford to maintain car ownership. However, If you plan to continue driving, you must secure new coverage.
How do I cancel my insurance policy online?
You usually cannot cancel an auto insurance policy online as the insurance company may want to offer possible solutions or ask follow-up questions.
Can my auto insurance company cancel my policy?
Your insurance company may cancel your policy if you fail to pay your monthly premiums. It can also terminate your coverage if you file too many claims, present false information, or lose your license.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance…
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